British Business Bank Enterprise Finance Guarantee

The British Business Bank’s Enterprise Finance Guarantee (EFG) facilitates lending to smaller businesses that are viable but unable to obtain finance from their lender due to having insufficient security to meet the lender’s normal requirements.

In this situation, EFG provides the lender with a government-backed 75% guarantee against the outstanding facility balance, potentially enabling a ‘no’ credit decision from a lender to become a ‘yes’.

Since its launch in 2009, EFG has supported the provision of £2.8bn of finance to more than 26,000* smaller businesses in the UK.

The Enterprise Finance Guarantee is one of the many funding options available to UK smaller businesses looking to scale up and grow. Watch below.

Download the EFG Guide Booklet.

View the EFG Infographic.

More information on EFG can be found on the British Business Bank website -