Lloyds Bank - Creative
Lloyds Bank is one of the UK’s leading retail and commercial banks and the primary UK relationship brand in the Lloyds Banking Group portfolio. In 2015 it will celebrate 250 years of helping the people of Britain with the things that matter most to them. Focused on the UK market, the bank serves personal and business customers across the Retail, Wealth, Commercial and General Insurance sectors through a large network of branches and online, mobile and telephone services.
Overview of Bank’s focus on the Creative sector
The Media, Technology and Creative Team within SME Banking was set up in May 2014 to align our sector expertise with the trading sectors within London.
While our appetite within the market has been established through our Mid Markets offering for a number of years, this is a great opportunity to progress our support to these businesses within SME Banking.
Technology – Our relationship-led approach means we take the time to understand our clients’ issues and, together with our product experts, we deliver appropriate and useful solutions that add value throughout the trading cycle of the business, with additional support available (subject to approval) for the following:
- Data storage
- Computer software (gaming) in developing stage
- Web centric solutions
- Computer services
- Funding of in-house and external Research & Development (for the above)
Creative - With a historic track record within SME, one of our successes to date is funding designer fashion businesses. With product partners on hand to provide banking expertise, we are committed to understanding the core trading cycle of these businesses and ensuring that longer term growth is sustainable.
Telecommunications - We are committed to supporting the telecommunications sector whose infrastructure and services are core to the success of economies around the world. A changing revenue mix, greater competition, regulation and convergence have led to a greater focus on capital structure, working capital, risk and liquidity. We work with our clients to ensure they remain both capital efficient and insulated from the most significant financial risks.
Media - Media is expanding as never before. Consumers are enjoying an increasingly rich media experience, while media owners are dealing with a number of new channels and fundamental shifts in their business models. We are witnessing a revolution in media. We help media clients achieve their business goals by being committed to funding growth to optimise their balance sheet, liquidity and risk profile. Lloyds Bank customers have access to a dedicated team of bankers, who work extensively with international media businesses.
Products and Services offered to businesses within the sector
We offer the full range of banking services to clients in this sector
Some examples of businesses helped by Lloyds Bank in the sector:
Case study - Indigo Software
Durham-based company Indigo Software has purchased its own premises with the support of Lloyds Bank Commercial Banking and is launching a new product as part of its ongoing growth plans.
How to contact us
New Customers, please contact us on 0800 056 0056 and existing Customers on 0345 072 5555. Alternatively, please visit us at www.lloydsbank.com/business
All lending is subject to a satisfactory credit assessment.
Calls may be monitored or recorded.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Lloyds Bank Commercial Finance Limited is part of Lloyds Banking Group and is authorised and regulated by the Financial Conduct Authority for activities relating to certain types of consumer credit which are regulated under the Consumer Credit Act 1974 and by the Financial Services and Markets Act 2000. We are not deposit takers and are not regulated by the Prudential Regulation Authority.
The Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on the Lloyds Banking Group can be found at lloydsbankinggroup.com.