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Santander - Construction & Property

Santander has been one of the few banks to grow its real estate lending to all sectors in each of the past seven years. In doing so, it has developed a reputation for reliability and delivering on promises. Our business model is built on developing long-term relationships with our clients and understanding market dynamics, which allows us to adapt our lending facilities to meet the needs of individuals.

Overview of Bank’s focus on sector

Each client has a dedicated Relationship Director who is the point of contact for all banking requirements, resulting in a more detailed understanding of the client’s business. This allows us to structure deals to meet client requirements and facilitate their business plans – whether they need a constant cash return to investors, a estate professionals enable us to complete facilities in tight timeframes,steady flow of capital for capex works or quick responses on property substitutions/disposals. Through our strong relationships and knowledge we are able to provide timely responses to facility proposals and our networks of real and our networks of real estate professionals enable us to complete facilities in tight timeframes.

Products and Services offered to businesses within the sector

Our facilities:

  • Senior debt for Commercial and Residential investment property term loans
  • Senior debt for Commercial and Residential development finance
  • Revolving Lines of credit
  • Acquisition Lines
  • Treasury Risk solutions

Key features

  • We provide financing at all debt levels from £500,000 to over £100 million, through our Regional and Corporate Network
  • Bespoke funding packages
  • A variety of Leverages and Amortisation Profiles (including interest only) available
  • Standard Loan Terms up to five years (seven years available under exceptional circumstances)
  • All Real Estate Sectors and UK locations considered

Small House Builders Fund

Santander Corporate & Commercial has launched a new scheme worth £100m to support SME housebuilders. The scheme will contribute to addressing the challenges of the UK housing market, as well as creating jobs.
Recent surveys have identified that one of the primary constraints on the SME House Building sector is the availability of finance. Santander Corporate & Commercial will be able to provide an innovative stretch funding package (a combination of senior and mezzanine debt) for SME housebuilders which should help to increase activity.

The scheme is aimed at existing housebuilders with a successful track record. It is headed up by Andrew Whelan, Managing Director, Regional Real Estate at Santander who will be supported by teams in London and Manchester.

Who to speak to in order to learn more

Real Estate Team
Email: realestate@santander.co.uk
http://www.santandercb.co.uk/contactus (for local contacts)